Terms of Service

By accessing or using EarnAI ("the Service," "the App," "we," "us," or "our"), you confirm that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.

If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms, and references to "you" will include both you individually and that organization.

If you do not agree to these Terms in their entirety, you must immediately cease all use of the Service and uninstall or discontinue access to the application.

You must be at least 13 years of age to use the Service. By using the Service, you represent and warrant that you are 13 years of age or older. If you are under 18 years of age, you represent that you have your parent or guardian's permission to use the Service. If you are a parent or guardian and you are aware that your child has provided us with personal data without your consent, please contact us at supportearn.ai@gmail.com.

EarnAI is an AI-powered side hustle coaching application that provides users with personalized business ideas, outreach scripts, daily action steps, and AI-assisted coaching conversations. The Service is delivered via a web application accessible through supported browsers and devices.

The Service uses third-party artificial intelligence models (including but not limited to models provided by Anthropic, PBC) to generate content, suggestions, coaching responses, and other outputs. These AI models are not developed, owned, or operated by us, and their outputs are subject to the limitations and unpredictability inherent in current AI technology.

All AI-generated content provided through the Service is for informational and educational purposes only. It does not constitute professional advice of any kind, including but not limited to financial, legal, medical, or business advice.

We reserve the right, at our sole discretion and without prior notice, to modify, suspend, restrict, or permanently discontinue any feature, functionality, or aspect of the Service at any time. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

The Service currently operates in a guest mode that uses your browser's local storage to maintain your profile and usage data. No formal account registration (email/password) is required at this time. However, the following rules apply to all users regardless of account type:

• You are solely responsible for all activity that occurs under your session or account, including any data entered, content generated, or actions taken through the Service.
• You may not share your access with others or allow multiple people to use the same account or session for the purpose of circumventing usage limits.
• You may not create multiple accounts, use browser extensions, clear cookies, use private browsing modes, or employ any other technical means to reset, extend, or bypass usage limits imposed by the free tier.
• You may not use automated scripts, bots, or other non-human means to access the Service.
• If formal account registration is introduced in the future, you agree to provide accurate, current, and complete information and to keep your account credentials secure and confidential.

Campbell Turner reserves the right to suspend or permanently terminate access to any user or account that violates these Terms, without notice and without refund, at our sole discretion.

The free tier of the Service includes access to the following features subject to the specified limitations:

• 5 AI plan generations per calendar month. Each time you request the generation of a new daily plan, it counts as one (1) generation against your monthly limit.
• Access to the AI coach chat feature.
• The ability to save hustle ideas to your personal library.

Usage limits reset every 30 days from the date of your first generation in any given cycle. The reset date is displayed within the application on your Profile page.

Attempting to circumvent usage limits through any technical or non-technical means — including but not limited to clearing local storage, using private browsing, switching devices, or any form of data manipulation — is expressly prohibited and may result in immediate suspension of your access to the Service without notice or refund.

We reserve the right to modify free tier limits at any time with or without notice. Continued use of the Service following any such modification constitutes your acceptance of the updated limits.

The Service offers the following paid subscription options:

• Starter Plan — $9.00 USD per month: Includes 30 AI plan generations per month, 50 coach messages per month, 20 saved items, and 7-day plan history. Billed monthly on a recurring basis via Stripe. Includes a 7-day free trial for new subscribers.
• Pro Plan — $19.00 USD per month: Includes unlimited AI plan generations, unlimited coach messages, unlimited saved items, and 30-day plan history. Billed monthly on a recurring basis via Stripe.

All payments are processed securely by Stripe, Inc., a third-party payment processor. We do not store, process, or have access to your full credit card number, CVV, or other sensitive payment credentials. By making a purchase, you agree to Stripe's Terms of Service and Privacy Policy available at stripe.com.

Automatic Renewal: Starter and Pro subscriptions automatically renew at the end of each billing period (monthly) unless you cancel before the renewal date. By subscribing, you authorize us to charge your payment method on file with Stripe on a recurring basis.

Cancellation: You may cancel your subscription at any time through the billing management portal accessible from your Profile page, or by contacting us at supportearn.ai@gmail.com. Cancellations take effect at the end of the current paid billing period. You will retain full access to your paid plan features until the end of the period for which you have already paid. No partial refunds are issued for unused time within a billing period.

Price Changes: We reserve the right to change subscription prices at any time. For existing subscribers, price changes will be communicated via email and/or in-app notice at least 14 days before taking effect. Your continued subscription after the effective date of a price change constitutes your acceptance of the new price.

Failed Payments: If a payment fails, we reserve the right to downgrade your account to the free tier until payment is successfully processed. We may attempt to re-process failed payments before downgrading.

All sales are final except as expressly stated in this section.

• Monthly Subscriptions (Starter & Pro): Monthly subscription fees are non-refundable once a billing period has commenced. If you cancel your subscription mid-month, you will continue to have access to your paid features through the end of that billing period, but no partial or prorated refunds will be issued.
• Exceptional Circumstances: We understand that unusual situations arise. Refund exceptions may be considered on a case-by-case basis entirely at our sole discretion. If you believe you have an exceptional circumstance, please contact us at supportearn.ai@gmail.com within 7 days of the charge in question. We are not obligated to provide refunds outside the terms above, and any exception granted does not constitute a waiver of our right to enforce this policy in the future.

If you believe you have been charged in error, please contact us promptly. Chargebacks initiated without first contacting us may result in immediate suspension of your account.

The Service uses large language model (LLM) technology to generate personalized content, suggestions, outreach scripts, and coaching responses. You expressly acknowledge and agree to all of the following:

• Not Professional Advice: All AI-generated content is provided for general informational and educational purposes only. Nothing in the Service constitutes or should be construed as professional advice of any kind, including but not limited to financial advice, investment advice, legal advice, tax advice, medical advice, psychological advice, or any other form of professional consultation.
• No Warranty of Accuracy: AI-generated content may contain errors, inaccuracies, hallucinations, outdated information, biased outputs, or content that is otherwise incomplete or unsuitable for your specific situation. We make no warranty, express or implied, regarding the accuracy, completeness, reliability, or suitability of any AI-generated content.
• User Responsibility: You are solely responsible for verifying, evaluating, and independently assessing any AI-generated content before acting on it. Any decision you make based on AI-generated content is made at your own risk.
• No Liability for Outcomes: We are not responsible or liable for any financial losses, business outcomes, legal consequences, or other damages of any kind arising from your use of or reliance on AI-generated content provided through the Service.
• Income Disclaimer: Any income figures, earning potential, or financial projections mentioned or generated within the Service are illustrative examples only and are not guarantees of income. Individual results will vary based on effort, experience, market conditions, and many other factors.

If you need professional advice in any domain, please consult a qualified professional licensed in the relevant field in your jurisdiction.

You agree that you will not use the Service, or permit anyone else to use the Service, for any purpose that is unlawful, harmful, abusive, threatening, harassing, defamatory, obscene, or otherwise objectionable. Specifically, you agree not to:

• Use the Service to generate, transmit, or distribute illegal, fraudulent, defamatory, or hateful content.
• Use the Service to generate content that infringes on the intellectual property rights, privacy rights, or other rights of any third party.
• Attempt to reverse engineer, decompile, disassemble, or otherwise derive the source code, algorithms, or underlying technology of the Service.
• Scrape, crawl, spider, or use any automated means to access, extract, or collect data from the Service without our express written permission.
• Abuse, overload, or otherwise interfere with the proper functioning of the Service, including through denial-of-service attacks or any other disruptive means.
• Attempt to gain unauthorized access to any portion of the Service, its servers, or related systems.
• Resell, sublicense, or redistribute AI-generated outputs as a standalone product or service without our express written permission.
• Use the Service to compete with us by building a similar or competing product using data or outputs derived from the Service.
• Impersonate any person or entity, or falsely represent your affiliation with any person or entity.
• Transmit any viruses, malware, or other harmful code through or in connection with the Service.
• Attempt to circumvent usage limits, payment requirements, or any other access controls built into the Service.

Violation of any of the above may result in immediate and permanent suspension of your access to the Service, without notice and without refund. Campbell Turner reserves the right to pursue all available legal remedies in connection with prohibited use of the Service.

The Service, including but not limited to its design, user interface, branding, logos, trade names, source code, underlying technology, and all non-AI-generated content, is owned by or licensed to Campbell Turner and is protected by applicable intellectual property laws, including copyright, trademark, and trade secret laws. Nothing in these Terms grants you any right, title, or interest in the Service or its underlying technology except for the limited license to use the Service as expressly granted herein.

User-Generated and AI-Generated Content: To the extent that you input prompts, preferences, or other information into the Service ("User Input"), and AI-generated content is produced in response to your User Input ("Output"), you own the Output generated from your personal use of the Service, subject to the following:

• Your ownership of Output does not extend to the underlying AI models, algorithms, or technology used to generate it.
• You grant us a limited, non-exclusive, royalty-free license to process your User Input for the purpose of providing the Service.
• We retain the right to use aggregated, anonymized, de-identified usage data — which cannot be linked back to you personally — to train, improve, or evaluate AI models and the Service.

You represent and warrant that your use of the Service and any User Input you provide does not violate any third-party intellectual property rights or any applicable law.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED OR ERROR-FREE OPERATION.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Campbell Turner, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR ANY OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICE, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO US FOR THE SERVICE IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) TEN DOLLARS ($10.00 USD).

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain types of damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. Changes will be effective immediately upon posting the updated Terms to the Service, unless we specify a later effective date.

For material changes that significantly affect your rights or obligations, we will make commercially reasonable efforts to notify you via:

• An in-app notice displayed within the Service, and/or
• An email notification sent to the email address associated with your account (if applicable).

Your continued use of the Service after the effective date of any revised Terms constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Service. We encourage you to review these Terms periodically to stay informed of any updates.

The "Last Updated" date at the top of this page reflects the most recent revision.

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us:

We aim to respond to all inquiries within 3–5 business days.